Mortgage agents don’t work with just one lender. We have access to a wide range of different lenders including banks, credit unions, and other financial institutions. This means I can help you find a mortgage product that suits your unique needs and financial goals at no cost to you!
YOU GET MORE OPTIONS
I work for you!
I work for my client’s not a big bank!
I provide unbiased mortgage advice to help you build your financial future. My clients are my top priority and those relationships are what I love most about being a mortgage agent.
Services
First-time home buyers
I absolutely love helping first-time home buyers! I thrive on educating them about the home financing process & giving pointers to help build a future property portfolio. I take the stress out of the financing side of things, so you can focus on finding the perfect home!
Mortgage Renewals
Lenders don't always offer the best rates at renewal and your current lender might not be a good fit anymore. Your mortgage renewal is a good time to review your finances and your goals with a mortgage agent to ensure you get the right mortgage to fit your needs.
self-employed
Don't fit in the "Bankers Box"? Don't worry! Buying a home doesn't have to be difficult if you're working with the right professional! I’ve worked with hundreds of self-employed individuals & corporations and given them financing options they never even knew existed.
Refinance
Whether you are looking to consolidate debt, pay for home renovations, or simply reduce your monthly payments.
I provide a customized budget showing the before and after monthly payments so you can see exactly how much money you could save and how much you can increase your monthly cash flow!
second homes
From investment properties to recreational, I'm here to make buying a second home easy. Our lenders have many different programs & policies to choose from. Let's get started on a mortgage application and we can determine what your max purchase price is for a vacation home or rental property!
New Home
Purchasing a new home is exciting, but without proper guidance it can also be confusing. Do you need a bridge loan? When should we schedule closing dates? How do we make this move easy and as painless as possible? I can answer your questions and guide you through the process.
EXPERT ADVICE
As a mortgage agent I provide my clients with expert advice on mortgage products, interest rates, and other aspects of the homebuying process. Are you a first time homebuyer? Confused about which bank to go with? Trying to figure out how much you need for your down payment? I help clients navigate complex financial terms and conditions, and explain the pros and cons of different mortgage options to help you make an informed decision.
Explore the process
Ensuring you have the best experience, no matter what kind of financing you need.
Complete an application &
provide documentation
We will review the information &
get back to you with some options
Submit for lender review & approval
Discuss the outcome with you!
Contact
(705) 350-0817
Office Hours
Monday to Friday
9:00 am to 6:00 pm
Saturday
9:00 am to 12 noon
Follow online
Closed on Sundays
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What clients are saying
WHY YOU SHOULD WORK WITH A mortgage Agent
I love working with Kristen! She is passionate and has great knowledge about mortgages. She is kind, patient and always thorough in her explanations. She will go the extra mile for you every time! Highly recommend working with Kristen!
Meghan S.
Kristen has been absolutely phenomenal through this entire process. She is so kind and patient and was able to explain everything in a plain language that was easy to understand. I have recommended her to a few friends now and I will continue to do so! Choosing Kristen was the best decision for myself and my family and I could not be more grateful
Jennifer H.
Kristen was awesome in helping me get my mortgage, she answered my calls, day or night, explained everything and got me an amazing deal. Thanks again!
Dean W.